MT has led Medicare operations at the highest levels of the industry. As President & CEO of Physicians United Plan, he grew revenues from ~$80M to $550M+ while reversing an $8M loss to $12M net profit — and launched the first Apple/CMS-approved iPad field enrollment system in the country. As Executive Officer at WellCare Health Plans and President of Florida and Louisiana, he helped scale the company from ~$800M to over $6B+ in P&L in 3.5 years, turned Florida operations from ~$600M into a $1.8B+ P&L, and led the team that won Georgia's first $1B+ Medicaid Managed Care contract. Earlier, as COO of Affinity Health Plan, he drove revenues from ~$50M to $350M+ and achieved a zero-defect New York State audit.

MT is a proven turnaround leader. At Family Physician Group, he took over as President & CEO of 21 Medicare value-based clinics, renegotiated health plan contracts, eliminated unprofitable entities, and delivered a $6M+ profit run-rate from prior losses — growing market value from ~$25M to $100M+. Through SPARK Senior Health, Inc., he has also served as interim CEO for a 3,800-member clinic turnaround and has advised 15+ C-suite executives through complex market situations and crises.

MT's ability to align technology with clinical and billing operations was built from scratch. As Founder & President of RiskAlert — an AON/Frank B. Hall subsidiary — he designed and developed a comprehensive 10-module clinical software platform covering Claims, Quality, Utilization Management, Credentialing, Risk, Workers' Compensation, Infection Control, Patient Relations, Safety, and Bio-Hazard Waste, marketed nationwide to hospitals through Aon's brokerage network. This foundational discipline directly informs SPARK Senior Health's EHR, RPM, and billing infrastructure strategy.

MT applies the same operational rigor to physical assets. Through SPARK Senior Health, Inc., he has acquired, completely rehabbed, and operationalized 101 units of low-to-middle income housing, uplifting five city blocks. This hands-on track record in identifying, acquiring, and improving real property directly informs SPARK Senior Health's strategy for securing and building out fixed-clinic locations across HPSA-designated NE Georgia counties.

MT is the developer of Purposeful Excellence, a values-based leadership transformation program rooted in Leadership, Partnership, and Stewardship — the same three pillars embedded in SPARK Senior Health's operating culture. His lifelong commitment to healthcare access, housing, education, and quality of life for seniors and underserved populations is not a brand statement. It is a 40-year track record.

Emilio has driven Medicare Advantage growth at every scale of the industry. As Chief Growth Officer of The Villages Health — one of the nation's premier senior-focused delivery systems, acquired by CenterWell/Humana in November 2025 — he architected an integrated, enterprise-level sales and marketing platform that delivered sustained double-digit, year-over-year membership growth while maintaining full CMS and MCMG compliance. Earlier, at Affinity Health Plan, he expanded membership from 62,000 to 150,000 while helping grow organizational revenue from approximately $100M to over $400M. At WellCare Health Plans, he turned a struggling market from 40% of enrollment targets to 97% of goal within six months — a 110% market penetration increase.

Emilio built one of the most effective community-based Medicare enrollment engines in the industry. As Senior Director of Community Development & Partnerships at Physicians United Plan, he led a grassroots movement targeting SNP and dual-eligible populations across Central, South, and West Florida — consistently delivering 500+ dual enrollments per month through faith organizations, MSOs, CBOs, and grassroots ACCESS partnerships. He established a repeatable referral and outreach system across 300+ sales brokers, a mobile fleet of 50+ branded vehicles, and 1,000+ strategic partner relationships spanning providers, health systems, community organizations, and government agencies across New York, New Jersey, and Florida.

Emilio brings deep expertise in aligning payer and provider incentives within value-based care models. At The Villages Health, he led enterprise growth strategy through a complex Humana acquisition and integration cycle, successfully expanding into dual-eligible and underserved populations while building Salesforce CRM infrastructure, KPI-driven accountability frameworks, and ROI-visible performance systems aligned to Fortune 100 governance standards. His ability to navigate payer relationships, health plan contracting, and CMS regulatory requirements while simultaneously driving top-line growth is a rare combination — and directly maps to SPARK Senior Health's FFS billing, CCM/APCM/RPM revenue model, and NGHS hospital partnership strategy in NE Georgia.

Emilio has built and managed growth organizations exceeding 140 employees spanning sales, marketing, outreach, retention, and support functions. He has designed and deployed integrated sales and marketing platforms that generated 55% single-year membership growth, managed marketing and growth budgets exceeding $12M while consistently surpassing membership and revenue targets, and developed mobile community outreach infrastructure — including a fleet of 50+ wrapped RVs — that drove patient acquisition at a fraction of traditional channel costs. At Nobility Group, he served six years as Senior Vice President of Business Development, providing strategic sales, community outreach, and growth consulting to health and medical-related organizations across Florida.

Emilio is bilingual in English and Spanish — a meaningful competitive advantage in culturally diverse, underserved markets. His leadership philosophy centers on advancing health equity while building sustainable financial performance. He has consistently converted fragmented growth operations into scalable, acquisition-ready platforms that improve organizational value and patient outcomes simultaneously. This purpose-market alignment — serving seniors who lack access to primary care while building a durable, compliance-first growth engine — is precisely the mandate at SPARK Senior Health across the 44,000+ Medicare FFS members of NE Georgia's 10-county HPSA corridor.

As Chief Medical Officer at a senior-focused multi-specialty medical group operating across multiple community clinic locations, she leads comprehensive patient-centered care delivery anchored in quality, outcomes, and sustainable access. Earlier, serving simultaneously as Chief Medical Officer and Chief Quality & Compliance Officer at Medicare-focused value-based provider organizations, she built and directed full-spectrum quality programs — governing HEDIS performance, Star Ratings improvement, and PCMH practice transformation. Her signature achievement: leading the NCQA PCMH Level 3 recognition of 25+ medical offices across a regional provider network — a landmark quality infrastructure accomplishment rarely executed at scale.

Her most distinctive clinical expertise lies at the intersection of Medicare Risk Adjustment, HCC capture, and population health strategy. As CEO of a value-based and population health management consulting firm, she evaluates, transforms, and implements clinical performance systems for Medicare-enrolled populations — driving quality outcomes while securing financial sustainability. Her independent consulting practice has served individual physician offices, regional medical groups, and large integrated networks over more than two decades, with a consistent focus on closing risk coding gaps, improving clinical documentation integrity, and aligning HEDIS and Star Ratings measures with payer contract performance.

Across successive C-suite roles at Medicare value-based provider organizations — serving concurrently as Chief Quality Officer, Chief Compliance Officer, Chief Operating Officer, and Chief Medical Officer — she has built institutional compliance programs from the ground up. Her compliance work spans HIPAA, OSHA, AHCA regulations, Stark Law, Anti-Kickback, and CMS regulatory governance. As COO of a Medicare ACO, she managed disease management, utilization management, and care coordination programs alongside full operational oversight — demonstrating the rare combination of clinical depth and operational execution required to scale a compliant, high-performing Medicare practice.

A native speaker of English and Portuguese with professional fluency in Spanish and French, she brings linguistic and cultural capabilities that are mission-critical for SPARK Senior Health's reach into diverse and underserved senior populations across HPSA-designated NE Georgia counties. Her multi-lingual community engagement experience encompasses outreach to Hispanic, Francophone, and Lusophone seniors — expanding access, improving retention, and directly supporting the health equity mandate embedded in SPARK Senior Health's care model.

Doctor of Medicine — School of Medicine, Universidade Gama Filho. Master of Business Administration in Healthcare — The Johns Hopkins University. Additional MBA in Healthcare Management — COPPEAD/UFRJ. Master's Degree in Healthcare Leadership — Escola Superior de Guerra. Advanced certifications: Certified in Healthcare Compliance & Quality Management (CHCQM); Fellow of the American Board of Quality Assurance and Utilization Review Physicians (FABQAURP); Certified Healthcare Auditor (CHA); Patient-Centered Medical Home Clinical Content Expert (PCMH-CCE); Certified Case Manager (CCM).

As Founder of Feathermode since January 2019, his own web design and development studio, Raouf independently designed, built, and delivered production-quality digital platforms for a diverse client base, mastering React.js, TypeScript, Next.js, JavaScript, HTML, CSS, SQL, Native App development using Expo, Progressive Web App Architecture, Agentic workflows using N8N/Zapier, and Context Engineering for AI-integrated developer workflows along the way. Working as a solo founder and principal engineer, he managed the full project lifecycle end-to-end: client discovery, branding, scope definition, contract negotiation, iterative build, and live deployment. He coached clients on digital best practices, integrated email automation, CRM software, and social media pipelines, and consistently delivered 90%+ Lighthouse performance scores on every web property.

Before founding Feathermode, Raouf served as Copywriter and Article Writer at Physicians United Plan, the 55,000-member Medicare Advantage plan led at the time by MT Sattaur as President & CEO, where he developed firsthand fluency in Medicare member communications, managed care terminology, and the operational language of health plan technology at scale. This early immersion established the bridge between clear human communication and complex healthcare operations that now directly informs SPARK's platform.

Through an ongoing engagement with SPARK Senior Health, Inc., Raouf has worked directly alongside MT Sattaur to conceptualize, research, and build out SPARK Senior Health's business plan and complete technology architecture, including evaluating and selecting the EHR platform (Athelas AIR vs. Athenahealth), integrating Tenovi 4G RPM devices, structuring the Commure Ambient AI documentation and RCM workflow, configuring Chronic Care IQ for CCM/APCM panel management, and designing the fiber-primary, LTE-failover connectivity architecture required for rural NE Georgia clinical operations. His full-stack development background directly informed the API integration logic, HIPAA-isolated network segmentation, MDM device enrollment via Rippling, and the offline-first EHR requirements that underpin the entire 10-clinic technology strategy.

For over 12 years, Raouf has operated Sattaur Fitness as a personal trainer, health and nutrition coach, and boxing instructor, ranking among the top 5 revenue earners at Crunch Fitness with clients retained for over 7+ consecutive years. This long-form coaching practice is the lens through which he evaluates every platform decision: technology built for rural Medicare members must meet the same standard as a training plan — clear goals, accessible progressions, and no tolerance for complexity that defeats the end user.

Raouf holds a Bachelor of Arts in English Language and Literature from the University of Central Florida (2013), a foundation in analytical clarity that complements his self-directed engineering discipline, formalized through Codecademy Full-Stack Engineer, Hubspot and Salesforce Administrator Certifications. On the health side, he has maintained an ACE Personal Trainer certification, an ACE Health Coach certification, a Precision Nutrition credential, and active CPR & AED certification throughout — a parallel credentialing arc that reinforces the people-first philosophy behind every platform decision he makes. The result is the rare CTDO who can build the platform, document it for compliance, and explain it to every stakeholder, from the NP at the clinic to the investor reviewing the stack.

As Founder & CEO of SRP Visuals, Rashad has owned every operational function of a multi-client enterprise for over a decade: client acquisition, project scoping, pre-production planning, crew coordination, on-set direction, post-production oversight, and billing. Managing concurrent productions across Fortune 500 corporations, healthcare systems, and nonprofits — including Deloitte, Fiserv, EcoLab, AbbVie, Porsche, Mercedes-Benz, The Home Depot, and Wellstar — he has operated with the same cross-functional accountability as a chief operating officer from day one, building systems and workflows that sustained consistent delivery across 400+ productions.

Rashad's track record of long-term enterprise client retention is built on consistent delivery and proactive brand consultation across healthcare, finance, automotive, and nonprofit sectors. He produced gala fundraising films that served as direct catalysts for major donor campaigns at Big Brothers Big Sisters, Wellroot, and Christian City — and delivered conference and corporate event highlight reels for national organizations including BDT&MSD four consecutive years, reinforcing executive messaging at scale. His ability to manage multi-vendor crews end-to-end — coordinating talent, equipment, logistics, and scheduling across concurrent productions — directly mirrors the operational rigor required to stand up SPARK's multi-site, multi-county clinic model.

Over the past year, Rashad has worked directly alongside Founder & CEO MT Sattaur through SPARK Senior Health, Inc. to conceptualize, research, and build the full operational infrastructure for SPARK Senior Health's NE Georgia rural Medicare strategy. His contributions span investor portal development, brand identity, operational workflow design, tech stack planning, and deployment sequencing for the 10-county HPSA-designated service area targeting 44,376 Medicare FFS beneficiaries. This year of immersive build work — bridging content, operations, and strategy — forms the direct foundation of his COO mandate at SPARK.

Rashad's engagement with healthcare and underserved communities predates SPARK. His production work with Wellstar Health System and multiple Georgia nonprofits reflects a sustained commitment to purpose-driven impact — translating complex missions into content that moves people to action. At SPARK Senior Health, he brings the same discipline: building the operational and brand infrastructure that will ignite Medicare access across rural NE Georgia, guided by the same Leadership, Partnership, and Stewardship pillars embedded in SPARK's operating culture.

Kevin's command of health plan operations at scale was demonstrated consistently across the nation's most consequential managed care organizations. As President of Aetna Florida, he held full accountability for a P&L exceeding $1.5 billion in annual revenue, leading all commercial, Medicare, group life, and specialty product lines across the state. At WellCare Health Plans as Chief Operating Officer, he directed Tampa and South Florida markets with a combined $1B+ P&L — overseeing Medicare, Medicaid, and SCHIP programs and leading a staff of 260 associates across sales, marketing, community relations, and provider network operations.

As Senior Vice President of Network Management and Medical Delivery at Aetna, Kevin oversaw a Southeast U.S. Provider Network division spanning 2.7 million covered health plan members, responsible for $2.7 billion in fully insured health care expenditure goals and an additional $7.2 billion for self-insured customers. Earlier, as Vice President & General Manager of Aetna South Florida, he directed a health plan covering 325,000 commercial and Medicare members and generating over $800 million in annual revenue — building the multi-layered network governance expertise that defined his career.

Kevin's relationship with SPARK Senior Health Founder & CEO MT Sattaur was forged across two distinct chapters of industry-defining work. At WellCare Health Plans, Kevin served as COO of Florida operations while MT served as Executive Officer and President — sharing the table during the company's historic growth from $600M to over $6B. The partnership deepened at Physicians United Plan, where Kevin joined MT as Executive Vice President & Chief Operating Officer, serving on the Board of Directors and translating MT's strategic vision into operational discipline across 55,000 Medicare Advantage members. The playbook SPARK Senior Health now executes carries Kevin's fingerprints.

Kevin's leadership was broadly recognized across the industry. He was named to the Top 50 Power Leaders in Healthcare in South Florida in both 2011 and 2012. He served as Chairman of the Executive Committee of the Florida Association of Health Plans and as a Board Director of the Association — positions that reflected his standing as a consensus builder, strategic thought leader, and authoritative voice in managed care governance. He also served as a Board Director at Physicians United Plan alongside MT from 2012 to 2014, reinforcing his commitment to governance as a discipline, not a duty.

SPARK Senior Health honors Kevin Enterlein as an Emeritus Board of Director with deep intention. His appointment is a declaration that the principles he embodied — high integrity, strategic courage, operational discipline, and genuine care for the communities served — are not aspirations for this organization. They are its operating standard. Kevin is a guiding light: his legacy informs how SPARK builds its networks, structures its governance, and measures what it means to lead well. He is not remembered. He is present.

At a major Medicare Advantage plan with more than 55,000 members, she built the legal department from the ground up — elevating compliance posture across sales, marketing, health plan contracting, and health services — while directing CMS compliance audits (CDAG/ODAG) covering more than 40,000 member enrollees. At a 21-clinic Medicare value-based provider group, she again constructed the legal and compliance department from scratch — standardizing operations for scalable growth, navigating CMS, DOL, and HHS regulatory shifts, and managing the full payor contracting lifecycle — ultimately leading the legal and compliance transformation that positioned the organization for acquisition by a Fortune 500 health system.

Her private equity experience follows a consistent pattern: enter post-acquisition, rapidly diagnose legal and compliance risk, build durable infrastructure, and place the business on a sustainable growth path. Most recently, at a major private equity-backed women's healthcare organization, she drove the formalization of full legal operations — introducing case management, document management, and e-billing systems — while managing employment law matters, supporting multiple M&A transactions end-to-end, and overseeing credentialing, revenue cycle management, healthcare IT governance, and multi-state regulatory compliance across a large national platform.

Before transitioning to healthcare compliance leadership, she served four years as an Assistant United States Attorney with the U.S. Department of Justice — an experience that directly informs her rigorous, enforcement-aware approach to regulatory risk and proactive compliance culture. Prior to DOJ, she represented clients in employment litigation, white-collar defense, and contract negotiations at two national law firms, bringing full-spectrum legal perspective to every governance challenge.

Her capabilities map directly to SPARK Senior Health's most critical legal and compliance priorities. MSO structure and governance, CMS enrollment and HPSA-designated county strategy, OIG compliance, payor contracting, Stark Law and Anti-Kickback navigation, and the risk management framework required to scale a fixed-clinic platform across NE Georgia are precisely the domains where she has built institutional-grade programs from zero — repeatedly, and at organizations operating in CMS-regulated environments far more complex than SPARK's initial footprint.

Juris Doctor, with honors — University of Florida, Fredric G. Levin College of Law. Bachelor of Arts, with honors, Criminal Justice — University of Georgia. Dual-certified: Certified in Healthcare Compliance (CHC) and Certified in Healthcare Privacy Compliance (CHPC) — among the most rigorous credentialing standards in the industry.

At a premier senior-focused Medicare Advantage health system managing more than 60,000 MA and commercial HMO/PPO members across nine primary and specialty care centers in Central Florida, he currently serves as Chief Financial Officer — steering the full financial operation through a major acquisition and integration cycle. Prior to that, he served as CFO of a 26-clinic multi-specialty care organization managing approximately 50,000 Medicare Advantage and managed Medicaid members across South and Central Florida, building the financial infrastructure to support one of the region's most complex multi-payer, multi-site care models.

At one of the nation's largest emergency medicine and hospitalist management companies — serving 20+ states with $250M in annual revenue, 800 employees, and more than 1,000 clinicians — he served as Chief Financial Officer for nearly six years, managing enterprise financial operations at institutional scale. Earlier, as COO/CFO of a South Florida managed care platform assembled through the roll-up of four HMO acquisitions, he helped build an enterprise reaching 200,000+ members and $1B+ in annual revenue — providing direct, hands-on M&A financial integration experience across a complex, multi-entity healthcare organization.

His foundational expertise in MSO financial architecture was built from the ground up. As CFO of a Medicare/Medicaid MSO management services company, he led the organization from startup to $50M in annual revenue in three years — with service lines spanning the Nursing Home Diversion program, managed care contracting, and MSO operational finance. His breadth across government programs, commercial managed care, behavioral health, patient financial services, and specialty care finance gives SPARK Senior Health a uniquely experienced financial architect at the advisory level.

His capabilities map directly to SPARK Senior Health's most critical financial priorities. MSO financial governance, Medicare Advantage revenue cycle management, value-based care reimbursement modeling, multi-site clinic financial operations, CMS-regulated cost structure, and the capital discipline required to scale a fixed-clinic platform across HPSA-designated NE Georgia counties are precisely the domains where he has built institutional-grade financial frameworks — repeatedly, and at organizations operating in CMS-regulated environments far more complex than SPARK's initial footprint.

Bachelor of Science in Accounting — University of Missouri-St. Louis. Master of Business Administration — Lincoln University. Triple-credentialed: Certified Public Accountant (CPA) and Certified Management Accountant (CMA) — among the most rigorous financial credentialing standards in the profession — combined with deep executive operations experience as CEO/CFO across multiple distinct healthcare enterprises.